The short answer is yes. The long answer is, when you go to purchase insurance, you are matched up with the best policy for your given age and health situation, at the time of purchase. We can get you a policy regardless of either of those, but if your health and age have changed from the time you originally purchased your policy, it may affect which product is best for you in terms of adding a new policy. Your original policy is locked in and will not change regardless of changes to your age or health.