You can. Colonial Penn offers this. But you will be surprised at how little insurance you actually get. To disguise this, they play the game of saying you now own 1 unit of life insurance. Great! Wait, what is a unit? That is where they hope you won’t dig deeper. We have dozens of programs that will get you a bigger benefit for that $9.95, compared to what Colonial Penn offers. We will not hide how much insurance you are purchasing. No units…just real money!